own your own laptop and software; no computer labs
Financial aid consists of grants, scholarships and loans that provide funds for educational expenses. Educational expenses may also include living expenses and/or art supplies while enrolled in college.
Financial aid eligibility is determined and awarded for each academic year, but split equally for each semester’s charges. The Financial Aid office examines the academic records of students receiving financial aid each semester to determine if they are fulfilling all requirements.
The Creative Center Scholarships
Download a copy of scholarship resources that have been compiled by the Creative Center.
Students receiving any additional scholarships or tuition assistance from any outside source or employer must report this resource to the Financial Aid Office. All available resources are considered in the awarding process.
Federal and State Grants
Federal Pell Grants, which are need-based, are awarded proportionately for each semester as determined by the U.S. Department of Education. Grant proceeds are sent directly to the Creative Center for credit on the student’s ledger. Students who have already earned a baccalaureate degree are not eligible for Federal Pell Grants.
The State of Nebraska offers a Nebraska Opportunity Grant (NOG) to eligible Nebraska students who show substantial financial need. NOG is awarded and distributed by the Financial Aid Office on a semester basis. An estimated NOG is contingent upon approval by the Nebraska Coordinating Commission for Postsecondary Education.
Federal Student and Parent Loans
Federal loans are available for students and parents of dependent students. Federal loans include origination fees that help cover the cost of the loan programs. These fees are deducted from the loan before any money is disbursed to the college, but the borrower will be responsible for repayment of the gross amount of the loan.
First-time students are required to complete online Loan Entrance Counseling, and all students who graduate or withdraw from the college must also participate in Loan Exit Counseling. Loans are awarded for the year, but are disbursed proportionately each semester. First-year students’ first semester’s loan payment will be disbursed 30 days from the start of the semester.
Aggregate Loan Limits for Undergraduate Students: Dependent Students (students under age 24) and Independent students, and Dependent students whose parents are unable to borrow under the PLUS program, may borrow up to the yearly Federal Stafford loan limit, not to exceed the aggregate limit of $31,000 for dependent students and $57,500 for independent students. There is no stated cumulative total loan limit for Federal Parent Loans (PLUS).
Students receiving Veteran’s benefits must notify the Financial Aid Office. Verification of enrollment is sent by the college to the Department of Veteran’s Affairs (VA) before benefits are received. Repeated courses are not included in the credit hours reported to the VA.
State Vocational Rehabilitation
Students who qualify, or may qualify, for Vocational Rehabilitation in their state must notify the Financial Aid Office. Enrollment and financial aid information can be sent to your case worker. For more information, contact the Financial Aid Office.
Private Educational Loans
More information is available at the Creative Center. This link will provide you with information about loan-related budgeting essentials, up-to-date loan terms and also allow you to access the application for these loan(s).
To Apply for Federal Financial Aid
To determine eligibility for federal aid, the student must complete the online Free Application for Federal Student Aid (FAFSA) at https://studentaid.ed.gov/sa/fafsa. An FSA ID is required for students (and parents of dependent students). The FSA ID is a username and password combination that serves as a student’s or parent’s identifier to allow access to personal information in various U.S. Department of Education systems and acts as a digital signature on some online forms. Create an FSA ID at https://fsaid.ed.gov/npas/index.htm. You cannot create an FSA ID for someone else.
For the Creative Center to receive an electronic copy of your FAFSA, you must enter our Title IV school code (031643). You will need to complete the FAFSA each year you attend college. For more information, contact the Financial Aid Office.
The online FAFSA includes an IRS Data Retrieval Tool (IRS DRT) that can electronically transfer your federal tax return information into your FAFSA. Students and parents who do not or cannot use this tool may be selected for the verification process. This process is mandated by the federal government and may require students (and parents) to provide an official IRS transcript and other documents to the Financial Aid Office. Students selected for verification will be contacted by the Financial Aid Office. Processing of federal aid is halted until all requested documents are received and verified for accuracy. The verification process may change the amount of aid for which the student was initially eligible.
Online applications are processed automatically. For more information, contact the Financial Aid Office at (402) 898-1000 in Omaha or 1-888-898-1789 outside of Omaha.
Do you want to learn more about money and how to be financially fit? If so, please click on the link below. This one resource will give you information and tools on the following: student loans; managing your money; budget worksheets; your financial goals; strategies to save money; credit card tips, and much more.
Student Financial Services Code of Conduct
It is vital that all employees in the Financial Aid Office maintain the trust of current and future students as well as their parents and the general public. To fulfill that obligation, it’s vital that this office and the staff function in a manner consistent with the highest ethical standards.
In general, when performing our official duties, the Financial Aid Office will work to provide excellent customer service and avoid private or personal interests influencing our actions. We will safeguard our ability to make objective and impartial decisions based on Federal and State guidelines and shall not accept benefits of any sort under circumstances in which it could be inferred by a reasonable observer that the benefit was intended to influence our personal decision making process.
The Financial Aid Office staff will maintain a professional relationship with lenders, guarantors, or the like to address servicing issues related to a student’s financial aid. The student has the responsibility of selecting a lender based solely on his/her personal preferences. We are only to encourage the student to be a wise and informed consumer before selecting a lender. Under no circumstance will the Financial Aid Office staff endorse a lender to a student, parent, or the general public.
The Higher Education Opportunity Act (HEOA) conditions the eligibility of educational institutions to participate in Title IV programs on the development of and compliance with a code of conduct that prohibits conflicts of interest for its financial aid personnel. The Creative Center’s officers, employees and its agents are required to comply with this code of conduct. The following specific provisions bring the Creative Center into compliance with the federal law. [HEOA 487(e)].
- Neither the Creative Center as an institution, nor any individual officer, employee or agent shall enter into any revenue-sharing arrangements with any lender.
- No officer or employee of the Creative Center who is employed in the Student Financial Services Office or who otherwise has responsibilities with respect to education loans, or an agent who has responsibilities with respect to education loans, or any of their family members, shall solicit or accept any gift from a lender, guarantor, or servicer of education loans. For purposes of this prohibition, the term “gift” means any gratuity, favor, discount, entertainment, hospitality, loan or other item having a monetary value of more than a nominal amount. (Nominal value is valued at $10 or less).
- An officer or employee of the Creative Center who is employed in the Student Financial Services Office or who otherwise has responsibilities with respect to education loans, or an agent who has responsibilities with respect to education loans, shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.
Creative Center will not:
- for any first time borrower, assign, through award packaging or other methods, the borrower’s loan to a particular lender; or
- refuse to certify, or delay certification of, any loan based on the borrower’s selection of a particular lender or guaranty agency.
The Creative Center will not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, to students in exchange for the institution providing concessions or promises regarding the following:
- a specified number of loans made, insured, or guaranteed under Title IV;
- a specified loan volume of such loans; or
- a preferred lender arrangement for such loans.
- Creative Center shall not request or accept from any lender any assistance with call center staffing or financial aid staffing.
- Any employee who is employed in the Student Financial Services Office, or who otherwise has responsibilities with respect to education loans or other student financial aid, and who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, shall be prohibited from receiving anything of value from the lender, guarantor, or group of lenders or guarantors, except that the employee may be reimbursed for reasonable expenses incurred in serving on such an advisory board, commission, or group.
- Financial staff can participate in meals, refreshments and receptions that are in conjunction with meetings, trainings, or conference events that are open to all attendees.
Staff who knowingly fail to follow these guidelines will be subject to disciplinary action.